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Clover Account Only: the POS system with no hardware required

It’s the flexible, all-in-one solution to accept payments and manage your business effectively, without a point-of-sale device.

Accept payments without a credit card terminal

Process payments for all major credit and debit cards on your computer, tablet, or mobile phone.
Send invoices and get paid faster through an online portal or set up recurring payments and get paid regularly.
Keep your books up to date by Integrating with best-in-class apps like Quickbooks for accounting

Run your business your way

Create trending reports on the most popular items or services, employee sales performance, and key financial indicators like daily totals, items sold, and open orders.
Use a single dashboard for online and offline sales that integrates with your existing online store.
Manage employees with individual logins and permissions, shift management, and optional payroll integrations.

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Get started today

We’ll send you a link to confirm your email. After that, you can apply to process payments with Clover.

$14.95/month

Frequently Asked Questions

If I only need to take credit cards on occasion, do I need Clover hardware for that?

The simplest way to accept credit cards without having to purchase or lease a full POS system is to sign up for our Clover Account service. This plan will enable you to use your own laptop, tablet, or mobile device to accept payments in-person or over the phone. You can log into the Clover Web Dashboard from your device to access the Virtual Terminal. From there, you can manually enter the transaction details and credit or debit card information to complete the transaction.

What kind of support do I receive with a Clover Account?

Our agents are available to assist you when you're unable to resolve issues on your own. There are a few ways to reach live support:

From a browser, log in to your Clover account and select Help from the top menu to access a range of support options.
On a Clover device, tap Help on the home screen.
In the Clover Go mobile app, open the menu and tap Help.
Find your direct support phone number on your statement or call our general support line at: (855) 853-8340

For your security, we'll ask for your Merchant ID (MID) or Tax Identification Number (TIN), so please have that information handy.

Are processing rates different for no hardware transactions?

Even though you may be face-to-face with your customer and holding the credit card, transactions that are manually entered instead of dipped or swiped at the point of sale are considered card-not-present (CNP). The card networks deem CNP transactions higher frauds risks because typically the card and the customer are out of sight of the merchant, such as in an eCommerce sale. Therefore, CNP transactions are charged at slightly higher rates to help protect against fraud risks.

Can I add devices later?

Every Clover system comes with peace of mind

Free overnight shipping*

Once you’re approved, your system will arrive in one business day. *Online orders only.

Fast Set up

Set up your business today and take payments with the Clover Dashboard.

Consistent rates

Pay the same low rates for all cards, including AMEX and rewards cards.

Exceptional live help

We’re here to help you with everything from setting up to troubleshooting.